Offer social benefits to all of your employees while benefiting from savings and additional coverages by joining the Group Insurance Regrouping of Dentistes propriétaires du Québec.
Offer social benefits to all of your employees while benefiting from savings and additional coverages by joining the Group Insurance Regrouping of Dentistes propriétaires du Québec.
Offer social benefits to all of your employees while benefiting from savings and additional coverages by joining the Group Insurance Regrouping of Dentistes propriétaires du Québec.
Since 1997, all residents of Quebec and their dependents must be insured for their prescription drugs, whether through an Association Plan, a Group Insurance Plan or the Provincial Drug Insurance Plan (R.A.M.Q.).
Please find below a summary of the coverages offered:
BENEFITS | R.A.M.Q. | CURRENT COMPETITION | DPQ INSURANCE |
---|---|---|---|
LIFE INSURANCE | N/A | Optional amount | 1x annual income |
DISABILITY INSURANCE | N/A | Optional amount HEALTH CHECKS REQUIRED |
75% of income NO HEALTH CHECKS |
PRESCRIPTION DRUGS | +/- 8,500 covered drugs | +/- 8,500 covered drugs (same as R.A.M.Q.) | +/- 14 000 covered drugs |
DEDUCTIBLE | $21,75 / month | $1046 per year | $0 to $100 per year depending on chosen plan |
OTHER MEDICAL FEES (Paramedical, glasses & eye exams, vaccines, prostheses, etc.) | N/A | N/A | Included |
REIMBURSEMENT | 63% 63% (drugs only) |
100% once annual deductible of $1046 has been paid (drugs only) | Drugs & other medical fees: 70% to 90% depending on chosen plan |