Group Insurance

Offer social benefits to all of your employees while benefiting from savings and additional coverages by joining the Group Insurance Regrouping of Dentistes propriétaires du Québec.

Dentistes propriétaires du Québec Group Insurance Regrouping

Your clinic does not offer group insurance at work?
You think that you are paying too much for your current coverage?
Your current plan is only offered to dentists or has not been updated in several years?

Offer social benefits to all of your employees while benefiting from savings and additional coverages by joining the Group Insurance Regrouping of Dentistes propriétaires du Québec.

Benefits

Offered benefits to dentists and other regular employees

Free quote – No commitment of your part

3 available plans in healthcare: Gold, Silver and Bronze.
Possibility of insuring dentists AND all other clinic employees.
No health checks required – You’re automatically insured.
Reduced premiums – More protections at a lower cost.
Pooled claims within the group – More stable future pricing.
Small annual deductible – $0 to $100 , depending on the chosen plan.
No financial penality if you terminate your current group plan.

Offered benefits to dentists and other regular employees

Exclusive for Dentistes propriétaires du Québec members

Life insurance: 1x annual income;
Accidental Death or Dismemberment (AD&D): Doubles life insurance coverage in the event of accidental death;
Critical illnesses (included into AD&D): 6 illness covered;
Dependent Life insurance: $10,000 in the event of the death of the spouse / $5,000 in the event of the death of a child;
Short-Term Disability (optional): 75% of weekly income, for the first 4 months of disability;
Long-Term Disability: 75% of monthly income, after 16 weeks of disability, ends at the age of 65 years old;
Healthcare (medical drugs): Modular plan with 3 choices available: Gold, Silver or Bronze.;
Several other options available: Virtual healthcare, RRSP, etc.

Dentistes propriétaires du Québec Insurance VS Market Insurance

Since 1997, all residents of Quebec and their dependents must be insured for their prescription drugs, whether through an Association Plan, a Group Insurance Plan or the Provincial Drug Insurance Plan (R.A.M.Q.).

Please find below a summary of the coverages offered:

BENEFITS	R.A.M.Q.	CURRENT COMPETITION	DPQ INSURANCE
LIFE INSURANCE	N/A	Optional amount	1x annual income
DISABILITY INSURANCE	N/A	Optional amount HEALTH CHECKS REQUIRED	75% of income NO HEALTH CHECKS
PRESCRIPTION DRUGS	+/- 8,500 covered drugs	+/- 8,500 covered drugs (same as R.A.M.Q.)	+/- 14 000 covered drugs
DEDUCTIBLE	$21,75 / month	$1046 per year	$0 to $100 per year depending on chosen plan
OTHER MEDICAL FEES (Paramedical, glasses & eye exams, vaccines, prostheses, etc.)	N/A	N/A	Included
REIMBURSEMENT	63% 63% (drugs only)	100% once annual deductible of $1046 has been paid (drugs only)	Drugs & other medical fees: 70% to 90% depending on chosen plan